Rotman School of Management, University of Toronto

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December: Final Exams - Annan, MFRM Class of 2023

Although December was a busy and challenging month, it was ultimately a fulfilling end to a fantastic semester. It was packed with final exams, presentations, and lots of rest after finals, but as we reflect on all that we accomplished this semester, we are excited to put our knowledge to use in our upcoming industry projects. 

Final Exams 

December is always occupied with preparations for final exams. Reviewing lecture notes, working with practice questions, and studying in libraries with the classic “Double-Double” (Tim Hortons Coffee) was the typical life for MFRM students. By revisiting class materials, I discovered how close the content is to preparing students for the challenges of the professional world. It is always worth practicing what you learn and applying in the real business world including the industry projects we are heading to.

Guest Lecture 

During the last lecture on the Regulation of Financial Institutions, our instructor Dr. Bruce Choy invited Dr. Daniel Moore, the former Chief Risk Officer at Scotiabank for a fireside chat in our classroom. Dr. Moore shared his insights on current business trends, the importance of risk management skills, and valuable career advice with the class. Many students found the session to be insightful on their career development. 

Group Projects 

The ability to effectively collaborate with a team is a key factor in achieving long-term success in the workplace. Group projects played an important role throughout the program and we had our in-class presentations right before the exams.  The learning environment is designed to simulate the real world of work, where individuals use their skills and knowledge to work together towards shared goals and outcomes. 

Meanwhile, the Self Development Laboratory (SDL) provided a series of workshops including “Preparation on the in-class presentation” and “Making Groups Work”. SDL offers students the opportunity to improve their presentation, public dialogue, and interactional skills in a small group setting and is tailored to the student's work in the program, including in-class presentations, case presentations, and interactional challenges encountered in working groups. It was a great chance to learn about different backgrounds and skill sets and helped me improve my communication, soft skills, and project management skills. 

In my point of view, the MFRM program aims to provide students with a combination of theoretical education and hands-on work experience. After completing the first semester, I was given the opportunity to work on an industry project that allowed me to apply what I had learned in the classroom to real-world tasks and projects. And I am pleased to say that I will be joining the Office of the Superintendent of Financial Institutions (OSFI) this January. I believe that the hands-on experience we will gain from industry projects will be invaluable for our long-term career development and I am looking forward to seeing what challenges and opportunities the next semester will bring for our personal and professional growth. 


The Master of Financial Risk Management is a full-time program designed to prepare ambitious young professionals for careers in risk management and finance.

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